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USA Goverment Loan Programs

Category: lona-plans » by: Monika » Update: 2024-04-12

In today's article, we will know which government loan programs have been started by the United States of America government for its citizens and what benefits the applicant gets in these loan programs. For this, we will also provide information about any government loan program. Also, know and understand about all the government loan programs related to various categories of loans like - Agricultural Loans, Business Loans, Education Loans, Housing Loans, Loan Repayment, Veterans Loans, etc. 

As you must be aware that the government, through various efforts, makes various types of loan programs for farmers, for businessmen, for students, for poor families and wants to reach their benefits to every citizen, which includes interest subvention on loans. , provides financial assistance to economically weak people through low interest loans, loan subsidy, loan grant etc. which is also done through loan programs. In such a situation, many types of loan programs are run by the government which are given here. Knowing about which you can apply for it and get benefits.

In today's article, we will know which government loan programs have been started by the United States of America government for its citizens and what benefits the applicant gets in these loan programs

USA Goverment Loan Programs List

Here we will give you information about Agricultural Loans, Housing Loans, Business Loans, Education Loans, Loan Repayment and Veterans Loans. All these 6 categories of loans include more than 50 loan programs which have been started for different eligibility and purposes. There is a loan program.

Here we are category wise and about the government loan programs falling under these categories like what is the name of the loan program, benefits of Gov loan program, eligibility of the loan program, and official website etc.

 Agricultural Loans Programs

Know about the loan programs started by the government on the basis of agriculture, which are loan programs related to farmers and farming.

Fisheries Finance Program (FFP Loan Program)

This loan is a fisheries-related loan program that provides long-term loans for the cost of construction or reconstruction of fishing vessels, fishing facilities, aquaculture facilities, and individual fishing quotas in the Northwest Halibut/Sablefish and Alaska Crab fisheries. is done.

  • Program Name - Fisheries Finance Program
  • Department - U.S. Department of Commerce
  • Benefits - Fisheries finance program that provides long-term fixed rate loans to fishing and aquaculture industries.
  • Elibiility - Have at least a three-year history of ownership or operation of the fisheries project that will be the subject of your proposed application, or a three-year history of ownership or operation of a comparable project.
  • Hrlpline Contact Number - 1-301-427-8000
  • Official website - www.fisheries.noaa.gov

Farm Ownership Loans (Direct and Guaranteed)

Farm Ownership Loans program is given to buy or expand a farm or ranch. You can also get this loan to build a new farm or to help in the cost of construction of farm building etc.

  • Program Name - Farm Ownership Loans Program
  • Department - U.S. Department of Agriculture
  • Benefits - FSA guarantees it against loss up to a maximum of 95 percent of loan value.
  • Eligibility - Be unable to obtain loans elsewhere at reasonable rates and terms to meet genuine needs, and have the legal capacity to bear loan obligations, are eligible for this loan program
  • Official Website - www.fsa.usda.gov
  • Contect Helpline Number - 1-202-720-2791

Farm Storage Facility Loans program

Farmers or farm ownership applicants who wish to incentivize the construction of farm storage and handling facilities can receive a loan up to $500,000 by applying for the Farm Storage Facility Loan Program. Get a loan for building farm storage commodities like soybean, groundnut, small oilseeds, pulses, chickpeas, dried peas, grain sorghum, oats, wheat, barley, rice, maize, etc., renewable biomass and cold storage for fruits and vegetables. Can

  • Program Name - Farm Storage Facility Loans program
  • Department - U.S. Department of Agriculture
  • Benefits - Loan up to $500,000 for cold storage with low interest and other benefits
  • Eligibility - Farmers or small organizations of farmers who wish to store maize, grain sorghum, oats, wheat, barley, rice, soybean, groundnut, small oilseeds, pulses, chickpeas, dried peas, grass etc.
  • official website - www.fsa.usda.gov
  • Contact Helpline Number - 1-202-720-2791

Farm Operating Loans program

The Farm Operating Loans program provides farm operating loans to family farmers and ranchers to promote and build and maintain family farms in support of the agricultural economy. In which the loan amount ranges from Direct - $300,000, Guaranteed - $949,000.

  • Program Name - Farm Operating Loans program
  • Department - U.S. Department of Agriculture
  • Benefits  - In the Farm Operating Loans program, the Department of Agriculture provides direct - $300,000, Guaranteed - $949,000 loan at low interest for up to 7 years.
  • Eligibility - The benefits of this program are provided to family farmers and cattle rearers.
  • Official Website - www.fsa.usda.gov
  • Contact Helpline Number - 1-202-720-2791

U.S. Business Loan Program

You can see the loan program list and information about the loan programs that have been started by the government for business and the benefits provided in the loan program. Here we have given a guide and program benefits about the business administration loan programs related to business. Information about eligibility, helpline number etc. is provided.

Equity Investment - Small Business Investment Company (SBIC) Program

Small Business Investment Company Loan Program has been started to promote small businesses in which financial assistance is provided through loans so that people starting small businesses can easily start their business so that business increases along with employment. is encouraged under the Small Business Investment Company Loan Program.

  • Program Name - SBIC Program
  • Department - U.S. Small Business Administration
  • Benefits  - Loans for small businesses will range from $2.5 million to $10 million depending on the type and size of financing SBICs provide to small businesses. Each SBIC has its own investment profile.
  • Eligibility - Small business whose business is registered i.e. small business The applicant will be eligible for the loan programme.
  • official Website - www.sba.gov
  • Contact Help  - 1-800-827-5722

Business and Industrial Loans Program

Business and Industrial Loans Program is a program launched to promote employment in the business and industrial sector. Max Loan Amount Average: Up to $10 million is provided to improve, develop or finance business, industry and employment and rural communities. Facilitates this program with the aim of improving the economic and environmental environment in

  • Program Name - Business and Industrial Loans Program
  • Department - U.S. Department of Agriculture
  • Benefits - Interest rates and discounts up to a limit of $10 million
  • Eligibility - An individual or a cooperative association, corporation, partnership, or other legal entity organized on a profit or nonprofit basis and an Indian tribe or other federally recognized tribal group on a federal or state reservation are eligible for this program.
  • official website - www.rd.usda.gov
  • Contact Help - 1-202-690-4730

Indian Loan Guaranty, Insurance, and Interest Subsidy Program

Insurance, and Interest Subsidy Program Initiated with the objective of helping Indian-owned businesses obtain commercially reasonable financing from private sources, the Capital Investment Division administers the Indian Loan Guarantee, Insurance and Interest Subsidy Program.

  • Program Name - Indian Loan Guaranty Insurance and Interest Subsidy Program
  • Department - U.S. Department of the Interior
  • Benefits - Breaks down traditional barriers to financing for tribes and individual Indians. The loan program provides loan financing facilities to borrowers who
  • Eligibility - Applicants to Indian-owned businesses receiving commercially viable financing from private sources will be eligible. An individually enrolled member of a federally recognized American Indian tribe or Alaska Native group
  • official Website - www.bia.gov
  • Contact Help - 1-202-219-0740

Certified Development Company (CDC) (504) Loan Program

The CDC 504 Loan Program provides long-term loans for major fixed assets such as equipment or real estate. A loan program designed to promote economic development to nonprofits and communities with loan amounts up to $5 million (or $5.5 million for public Policy goals: Manufacturing and Green Public Policy Goals) This loan is provided for 10 or 20 years.

  • Program Name - CDC (504) Loan Program
  • Department - U.S. Small Business Administration
  • benefits - Loans are provided at interest for projects ranging from $5 million to $5.5 million.
  • Eligibility - Must be SBA size standard for-profits, not already have the internal resources (business or personal) to provide financing, and be able to demonstrate repayment.
  • official Website - www.sba.gov
  • Contact number - sba-district-offices

List Of All Goverment Loan Program And benefits

We have explained to you about some loan programs here above, now we are providing you information about many programs in the table below, which includes the name of the loan program, loan program benefits and other information.

Program NameBenefitsOfficial Website And Contact 
Microloan ProgramThe Microloan Program provides very small loans to start-ups, newly established, or growing small businesses and certain non-profit childcare centers, with a maximum loan amount of up to $50,000. ApplyApply Website - www.sba.gov Contact Help - 1-800-659-2955
 7(a) Small Business Loan PrgoramYou can get loans up to $5 million in the 7(A) loan program. Program Contact - 1-800-659-2955 and Official website - www.sba.gov
Economic Injury Disaster LoansThe Economic Injury Disaster Loans program provides financial assistance of up to $2 million to small businesses or private, non-profit organizations.Program Contact -1-800-659-2955 and Official Website - disasterloanassistance.sba.gov
Business Physical Disaster Loans ProgramLoans up to $2.0 million are provided to businesses to offset losses and maintain business continuity in declared disaster areas.Program Contact - 1-800-659-2955 and Official Website - disasterloanassistance.sba.gov
Military Reservist Economic Injury Disaster Loan ProgramThe Military Reservist Economic Injury Disaster Loan Program provides loans up to $2.0 million.Program Contact - 1-800-659-2955 and Official Website -  disasterloanassistance.sba.gov

Education Loans Program

Now we will know about the education loans program. Here you will get information about the names of education related loan programs and benefits of loans, eligibility, application link etc.

Free Application for Federal Student Aid (FAFSA)

The Free Application for Federal Student Aid (FAFSA) Program is a program designed to provide college-funded student aid to all two- and four-year colleges and universities. |

  • Program Name - FAFSA Aid Program
  • Department - U.S. Department of Education
  • Benefits - Free application for nearly all two- and four-year colleges, universities, and career schools providing federal, state, and college-funded student aid.
  • Eligibility - Be a U.S. citizen and have a valid Social Security number (unless you are from the Republic of the Marshall Islands, the Federated States of Micronesia, or the Republic of Palau)
  • official Website - studentaid.gov
  • Program Contact - 1-800-433-3243
Program NameBenefitsOfficial Website and Contact
Direct PLUS Loans Program The Direct PLUS Loans Program provides unsubsidized loans to graduate/professional students. For example, if your child's cost of attendance is $6,000, and he or she receives $4,000 in other financial aid, you can qualify for a PLUS Loan. Can borrow up to $2,000.Program Contact - 1-800-433-3243 and Official Website - studentaid.gov
Education Loan Consolidation ProgramThe facility of Direct Subsidized Loans is provided in the Education Loan Consolidation Program. Program Contact – 1-800-557-7394 & Official Website – studentaid.gov

Housing Loans Programs

Now here we provide you information about Housing Loans Programs which include Indian Home Loan Guarantee Program, Loan Management, Direct Home Loans for Native Americans, Cash-Out Refinance Loan, Interest Rate Reduction Refinance Loan (IRRRL), Rural Housing: Housing Repair Here we have provided information and important links about any type of loan like Loans and Grants, Home Rehabilitation Mortgage Insurance, Basic FHA Insured Home Mortgage, Home Loan for Regular Purchase etc.

Program NameBenefitsOfficial Website and Contact
Rural Housing Loans ProgramUnder the Rural Housing Loans Program, loans with subsidy and low interest are provided to low income citizens of rural areas.Program Contact – 1-202-720-1474 and Official Website – www.govloans.gov
Indian Home Loan Guarantee ProgramIndian Home Loan Guarantee Program This grant provides affordable, decent, safe and registered housing to low-income families through a specialized local public housing agency (PHA)Program Contact - 1-800-561-5913 and official website - www.hud.gov
Loan Management ProgramLoan Management Program For veterans or service members who have a VA-guaranteed conventional or sub-prime loan, the Department of Veterans Affairs (VA) has a network of eight regional loan centers that can provide advice and guidance in times of financial difficulty. Is. Loan Management Program Official website www.benefits.va.gov
Direct Home Loan Program for Native AmericansThe Direct Home Loans for Native Americans program provides low-interest loans to those who want to buy, build, or improve a home on Federal Trust land.Direct Home Loans for Native Americans Program Contact 1-877-827-3702, Official Website – www.va.gov
Rural Housing Farm Labor Housing Loans and Grants ProgramRural Housing Farm Worker Housing Loan and Grant Program The Farm Worker Housing Loan and Grant Program provides capital financing for the development of housing for domestic farm workers. Program Contact - 1-800-414-1226, official Website - www.rd.usda.gov
Cash-Out Refinance Loan ProgramThe Department of Veterans Affairs (VA) Cash-Out Refinance Loan is for homeowners who want to trade the equity in their home for cash. They can obtain a loan under the Cash-Out Refinance Loan Program to make home improvements and pay off liens. Is provided to pay.Program Contact - 1-877-827-3702 and Official Website - https://www.va.gov/
Interest Rate Reduction Refinance Loan Program (IRRRL)Interest Rate Reduction Refinance Loan Program Department of Veterans Affairs (VA) Interest Rate Reduction Refinance LoanProgram Contact - 1-877-827-3702 and official Website - https://www.benefits.va.gov/
Housing Repair Loans and Grants Program : Rural HousingHome Repair Loan and Grant Program The Rural Home Repair Loan and Grant Program provides loans to very low-income homeowners. Program Contact - 1-202-720-2791 and Official Website - https://offices.sc.egov.usda.gov/
Home Rehabilitation Mortgage Insurance ProgramThe Home Rehabilitation Mortgage Insurance Program enables home buyers and homeowners to finance both the purchase and rehabilitation of a home through a single mortgage or to finance the rehabilitation of their existing home.Program Contact - 1-800-225-5342, and Official Website - https://www.hud.gov/
Basic FHA Insured Home Mortgage programThe basic FHA insured home mortgage program helps individuals purchase a single-family home.Program Contact - 1-800-225-5342, and official Website - https://www.hud.gov/
Energy Efficient Mortgage Insurance programEnergy Efficient Mortgage Insurance Program This program provides loans to home buyers or homeowners to cover the cost of adding energy saving features to a new or existing residence as part of a home purchase or refinance mortgage insured by the Federal Housing Administration. is.Program Contact - 1-800-225-5342, and official Website -  www.govloans.gov
Home Loan for Regular Purchase ProgramHome Loan for Regular Purchase Program The Department of Veterans Affairs (VA) Home Loan Program guarantees loans made to eligible veterans, service members, reservists, National Guard members, and certain surviving spouses. Program Contact - 1-877-827-3702, and Official Website - https://www.benefits.va.gov/
Home and Property Disaster Loans ProgramThe Home and Property Disaster Loan Program entitles homeowners up to $200,000 to repair or replace their primary residence that is damaged or destroyed in a declared disaster event. Program Contact - 1-800-659-2955, and official Website - https://disasterloanassistance.sba.gov/ela/s/
Home Mortgage Insurance for Disaster Victims programHelpline - 1-800-225-5342 housing Program Official Website - https://www.hud.gov/program_offices/
Property Improvement Loan Insurance ProgramThe Property Improvement Loan Insurance Program provides loans up to $25,000 for one property, up to $60,000 for multiple units. Program Contact - 1-800-225-5342, and official Website - https://www.hud.gov/program_offices/
Veterans Life Insurance Policy Loans and Cash Surrenders programThe Senior Life Insurance Policy Loan and Cash Surrender Program offers loans in any amount up to 100 percent of the reserve value of the policy,Program Contact - 1-800-669-8477, and official Website - Apply for Cash Surrenders
Manufactured Home Loan Insurance ProgramThe Manufactured Home Loan Insurance Program provides loans up to $64,800.Program Contact - 1-800-225-5342, and official Website - Search for a Lender
Combination Mortgage Insurance for Manufactured Home and Lot ProgramCombination Mortgage Insurance for Manufactured Home and Lot Program The Federal Housing Administration (FHA) insures mortgage loans made by FHA-approved lenders to buyers of manufactured homes and lots for occupancy. Program Contact - 1-800-225-5342, and Official Website - Mortgage Insurance Lender Search

Loan Repayment Programs

About Government Program Loans related to Loan Repayment Programs like Extramural Clinical Research Loan Repayment Program for Individuals from Disadvantaged Backgrounds, Indian Health Service Loan Repayment Program, Nursing Education Loan Repayment Program, Clinical Research Loan Repayment Program for Individuals from Disadvantaged Backgrounds, Contraception and Know about other government programs like Infertility Research Loan Repayment Program, AIDS Research Loan Repayment Program etc.

Program NameDetails And official Link
Extramural Clinical Research Loan Repayment Program for Individuals from Disadvantaged BackgroundsProgram Contact - 866-849-4047, and official Website - Apply for Loan Forgiveness
Indian Health Service Loan Repayment ProgramProgram Contact - 301-443-3396, and Official Website - Indian Health Service Loan Repayment
Nursing Education Loan Repayment ProgramPhone at:1-800-221-9393, email: - GetHelp@hrsa.gov, official Website - Apply for Nurse's Loan Repayment Program
Clinical Research Loan Repayment Program for Individuals from Disadvantaged BackgroundsProgram Contact - 866-849-4047, and Official Website - Apply for Loan Forgiveness
Contraception and Infertility Research Loan Repayment ProgramProgram Contact - 866-849-4047, and official Website - Apply for the Loan Forgiveness Program
National Institutes of Health Loan Repayment Programs (LRPs)Program Contact - 1-866-849-4047, and Official Website - Apply for the Student Loan Forgiveness Program
AIDS Research Loan Repayment ProgramProgram Contact - lrp@nih.gov, and official Website - Application Information
National Institute on Minority Health and Health Disparities (NIMHD) Loan Repayment Programcontact - 866-8490-4047, and official website - Minority Health Loan Repayments Programs
Clinical Research Loan Repayment ProgramProgram Contact - 866-849-4047, and Official website - Loan Repayment Details
Pediatric Research Loan Repayment ProgramProgram Contact - 866-849-4047, and official website  - https://www.lrp.nih.gov/program/
National Health Service Corps Loan Repayment ProgramContact Help - 1-800-221-9393, and official Website - Apply for the Student Loan Forgiveness Program

Veterans Loans Program List

Program NameDetails And Links
Direct Home Loans for Native Americanscontact Help - 1-877-827-3702, and official Website - https://www.va.gov/housing-assistance/
Cash-Out Refinance Loan programsProgram Contact - 1-877-827-3702, and official Website - Cash-Out Refinance Loan
Interest Rate Reduction Refinance Loan (IRRRL) Program Contact - 1-877-827-3702, and official website - Regional Loan Centers
Home Loan for Regular Purchase ProgramProgram Contact - 1-877-827-3702, and Official Website - Veteran Home Loans
Veterans Life Insurance Policy Loans and Cash SurrendersProgram Contact - 1-800-669-8477, and official Website - Apply for Cash Surrenders

Till now we have provided you information about USA Government Loan Programs. For all these loans, you can apply online through official websites and get the benefits available on these loans. To know more about loan programs, you can visit our Loan Plans Category where you will get information about thousands of loan plans.

Note -  We have Told you about the government loan program, which includes category wise loan program, benefits of loan program, eligibility, and government loan program list etc. If you want to avail the benefits of these loan programs and apply for loan under the government program then Here you will get the link of the official website through which you must first read about that program and then apply for loans through the official website only and apply as per the guidelines provided on the official website.

How many government loan programs are running in America?

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Thousands of loan programs have been started by the US government, which are loan programs started by the government to provide facilities to different beneficiaries based on different purposes and needs.

How many business-related loan programs are there in the U.S.?

lona-plans

If we talk about government loan programs related to business in the US, there are more than 50 loan programs in which the government provides interest rebates and subsidies on loans for different businesses.

Name of the government loan program for U.S. farmers?

lona-plans

Various types of loan programs have been started by the U.S. government for farmers, which include Fisheries Finance Program, Farm Ownership Loans, Farm Storage Facility Loans Program, Farm Operating Loans etc. programs which have been started for farmers farming etc.

Government loan programs available for education in the US?

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Thousands of education loan programs have been started by the government in the US, which include aid loan program, low interest rate loan program as well as subsidized loan programs like - Free Application for Federal Student Aid Program, Stafford Loans for Students, Financial Aid. Programs, Direct PLUS Loans Program, Education Loan Consolidation program,

U.S. government housing loan programs?

lona-plans

Government loan programs related to rural and urban housing are as follows: Rural Housing Loans program, Indian Home Loan Guarantee Program, Loan Management Program, Direct Home Loans for Native Americans Program, Rural Housing: Farm Labor Housing Loans and Grants Program, Cash-Out Refinance Loan Program, Interest Rate Reduction Refinance Loan Program, Rural Housing Repair Loans and Grants Program, other various government programs

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